Insurance that Meets You Where You're At
Our team shops 30+ carriers so you don't have to. Honest, local, and always a real person on the phone. Serving Virginia, Maryland, & North Carolina.
Independent. Not Tied to One Company
Local. Rooted in RVA.Serving Mid-Atlantic
Responsive. Real Answers. Fast. Everytime.
Welcome To Watkins Insurance Group
Watkins Insurance Group is an independent insurance agency serving individuals, families, and business owners across Virginia, Maryland, and North Carolina. Being independent means we're not tied to one company.
We shop coverage across 30-plus top-rated carriers to find the best fit for your life, business, and budget. No pressure. No runaround. Just the right coverage and the personalized service you deserve.
Your Coverage. Your Terms. Your Agent.
- 30-plus carriers, one trusted team
- Over a decade of experience
- Real answers, no automated lines
- Coverage for individuals and businesses
Types of Insurance
Protection for Every Part of Your Life
Finding the right coverage starts with knowing where to look. Whether it's personal or commercial, we shop the market so you don't have to.
Meet Philip
Real Advice From a Real Person.
Philip Watkins founded Watkins Insurance Group on a simple belief: relationships matter more than transactions. For more than a decade, he has helped clients make informed insurance decisions through honest advice, clear communication, and exceptional service.
When you partner with Watkins Insurance Group, you're working with Philip and his team. We take the time to understand your needs, review your coverage, and provide reliable guidance and support when it matters most.
A Trusted Partner for Professionals
A Partner You Can Count On
Our company works closely with local professionals to make sure their clients are protected at every stage of a transaction or financial decision. Whether you're closing a deal, building a financial plan, or helping a client find their next home, Watkins Insurance Group makes the insurance piece easy.
Why Work With Us
Watkins Insurance Group was built on a simple belief: relationships come first. For more than a decade, Philip Watkins has helped clients make confident insurance decisions through honest advice, personal service, and responsive support.When you work with Watkins Insurance Group, you work directly with Philip. He takes the time to understand your needs, review your coverage, and be there when you need help most.
Personal service. Trusted advice. Real relationships.
How It Works
Getting Coverage Is Easier Than You Think
1
Tell Us About Yourself
A quick conversation is all it takes. We will learn about your situation, what you need to protect, and what matters most to you.
2
We Shop the Market
We as a company compare coverages across 30-plus top-rated carriers to find the right fit for you.
3
You Get Covered with Confidence
No confusing paperwork, no pressure. Just clear coverage you actually understand, from an agent who stays in your corner long after the policy is signed.




